After all tpg contributor ethan steinberg had no trouble getting approved for the chase sapphire preferred as his first card.
Chase sapphire preferred credit score approval.
According to credit karma the chase sapphire preferred s average required score is 736.
And the typical low score is 646.
The chase sapphire preferred is a great card and chase won t just approve anyone for it.
Most cardholders have scores over 720 but there s no official score requirements to get the mid level credit card.
The chase sapphire preferred card is one of those cards affected by this rule.
Tips on how to get approved for the chase sapphire preferred.
So if you ve opened at least 5 new credit card accounts in the last 24 months it is extremely unlikely you would be approved for the chase sapphire preferred card.
Your overall credit score is just 1 part of the equation.
This is the biggest bonus for a personal chase credit card that earns chase ultimate rewards points so you ll want to do everything you can to ensure a successful.
Final word on chase sapphire preferred approval odds.
The chase sapphire preferred currently has a bonus offer of 80 000 chase ultimate rewards points after spending 4 000 in the first three months from account opening.
For the 6 of cardholders below 600 and perhaps even the 11 below 650 it s likely their scores took a hit sometime after having already been approved for the card.
If you have a decent credit history a few accounts 3 to 5 years old or more a decent score somewhere close to 720 and an income of 50 000 you probably have some good odds of being approved.