Chase Sapphire Reserve Car Rental Insurance Deductible

It s always best to call the benefit administrator to verify coverage.

Chase sapphire reserve car rental insurance deductible.

Additional terms and conditions apply but the chase sapphire reserve offers the better coverage. Request a letter of coverage from chase before you leave on. Enroll in leading car rental rewards programs from national car rental avis and silvercar. The chase sapphire reserve provides primary car rental coverage while the amex platinum card offers secondary coverage.

In fact there was never any talk of me paying the deductible. Primary rental car insurance and special perks with partners silvercar avis and national car rental. You re covered for damage and or theft of the vehicle but not damage to other vehicles property or injuries. If you decline the car rental company s optional cdw and use the chase sapphire preferred or chase sapphire reserve to pay for the car here s what you ll get.

The damage was under 200 and my insurance deductible is 500. The chase sapphire reserve rental car insurance applies to rentals of 31 consecutive days or less in the us and most foreign countries but it s always best to call the benefits administrator to verify coverage. Secondary coverage means that you must first file a claim with your own auto insurance before coverage kicks in. Chase paid the 200 and i did not have to pay the deductible.

Foreign rental car agencies may not understand the coverage offered on u s. When i called chase they said if the damage cost less than the deductible they would pay it. I had damage to a rental car and i used chase sapphire to pay for it. Both the chase sapphire preferred and the chase sapphire reserve offer the same primary cdw coverage.

The chase sapphire reserve comes with two key car rental benefits. The chase sapphire reserve rental car insurance only applies to rentals 31 consecutive days or less in the us and most foreign countries. Log into chase ultimate rewards to access the special car rental privileges section of your travel benefits page to book with your card. The auto rental cdw benefit provides reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles.

The chase sapphire reserve however has a 75 000 maximum limit on the coverage. The latter is covered. Primary rental car coverage is great because it can prevent you from having to file a claim with your insurance company and save you money on your monthly premium. You re covered for theft or damage to your vehicle.