Chase Sapphire Preferred Vs Amex Gold

The chase sapphire reserve charges a 550 annual fee compared to the american express gold card s 250.

Chase sapphire preferred vs amex gold.

The chase sapphire preferred card offers great potential for rewards in the first year and it has the ability to transfer points for their full value to travel partners. The chase sapphire preferred only charges 95 per year. Of course the amex gold does come with higher earning rates and more perks to help offset the cost of the annual fee. The chase sapphire reserve offers new applicants 50 000 ultimate rewards points after spending 4 000 on purchases in the first three months from account opening.

The american express gold card and chase sapphire preferred card are two of the best travel rewards credit cards available now. Your points earned with the chase sapphire preferred card are worth 25 more when you redeem them for travel purchases through the chase ultimate rewards portal. However the amex gold card s higher fee is offset by up to 100 statement credit for incidental airline fees and up to 120 annual dining credit. While having an annual fee is common for many issuers and cards both the chase sapphire preferred card and the american express gold card annual fees are noteworthy in their differences.

The amex gold card comes with a higher annual fee than the chase sapphire preferred. The chase sapphire preferred card s travel and restaurant rewards categories are much broader than the bonus categories found on the american express gold card. You do get annual statement credits with the amex gold card so if. If you want a flexible.

The amex gold card s 250 annual fee see rates is a big consideration while the chase sapphire preferred card s is only 95. The american express gold card outshines the chase sapphire preferred card when it comes to travel perks especially when you re in an airport or hotel. Meanwhile the amex gold card offers 35 000 membership rewards points after spending the same 4 000 in the first three months of account opening. Both cards earn points that transfer to over a dozen travel partners.

If you ll maximize both of these benefits the difference in annual fees becomes insignificant.