According to credit karma the chase sapphire preferred s average required score is 736.
Chase sapphire preferred credit score needed.
The average credit score for a chase sapphire preferred card cardholder is around 741.
The average credit score of people who were approved for the chase sapphire preferred is 740 which sits squarely in the excellent rating category.
But sometimes even that won t guarantee an approval.
Restrictions and limitations apply.
While there is no set score needed we recommend you have a credit score of at least 700 a clean 2 years of credit history and an income of at least 30 000 per year.
Accounts subject to credit approval.
Sapphire preferred credit cards are issued by jpmorgan chase bank n a.
Most cardholders have scores over 720 but there s no official score requirements to get the mid level credit card.
So while the average score for approvals is good to very good perfect credit history isn t necessary.
Most chase sapphire reserve cardholders have excellent scores over 720 with an average of around 750.
Just because that s the average doesn t mean that you must have a credit score that high.
And the typical low score is 646.
But people have also reported being approved with good credit scores under 700 some even as low as 650.
A credit score of at least 700 is usually required to be approved for the chase sapphire preferred card.
Credit karma also provides a chart of its members credit scores who carry the chase sapphire preferred card.
As you can see the majority have a score above 750.
Your chase sapphire preferred account must be open and not in default to maintain subscription benefits.
You can only access the benefits available with your current credit card.
But in general 720 is considered an excellent score.
What credit score is needed for chase sapphire preferred.
Naturally the chase sapphire preferred card application process also involves factors beyond credit score one of which may make it easier to qualify for over its more expensive sibling.
This graph shows the credit scores of credit karma members who carry the chase sapphire preferred card.
You usually need an excellent credit score.
There are multiple credit scores available.