The chase sapphire preferred card and the capital one venture rewards credit card are a pair of titans in the travel credit card market and it can be tough to choose which one is right for.
Chase sapphire compared to capital one venture.
Updated thu sep 24 2020.
The same goes for fees associated with balance transfers and cash advances.
Chase sapphire preferred vs capital one venture.
80 000 ultimate rewards points are worth 800 in hard cash or 1000 in travel booked through the ultimate rewards program or.
Though chase ultimate rewards points are more valuable we value them at 1 26 cents per point compared to 1 cent per mile for the capital one venture card that s still not enough to catch up with the venture card even if you re a heavy traveler or restaurant goer.
Ongoing rewards the venture card offers 2 miles per 1 spent on all purchases equal to 2 cash back when you redeem for travel whereas sapphire preferred awards double points only on travel and restaurant spending setting it back significantly in the long run.
Honestly this is a better.
The main difference between the two cards is that the capital one venture rewards credit card awards 2 miles per dollar on every purchase every day whereas the chase sapphire preferred card only awards 2x points on travel and dining at restaurants eligible delivery services takeout and dining out 1 point per dollar spent on all.
Although the capital one venture rewards credit card offers more airline transfer partners than the chase sapphire preferred card 15 compared with 10 the list does not include major airlines such as united airlines british airways or southwest airlines.
In the battle of the chase sapphire preferred versus the capital one venture card the chase sapphire preferred came out ahead of the capital one venture rewards.
Here s how the two compare.
It offers a bigger sign up bonus if you only plan to hit the first spending bonus tier on the capital one card better travel protections and superior redemption options.
The chase sapphire preferred card and the capital one venture card both have 95 annual fees and offer a wide range of travel benefits.
Chase sapphire preferred vs.
Venture one has a variable apr of 17 24 24 49 based on creditworthiness and on the variable prime rate.