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Charging 24v system with 12v charger.
As far as charging boat batteries on the water test your system on land and always use the correct size fuse and proper gauge wires safety.
You can use a 24 volt charger or a 12 volt two bank charger.
While selecting the correct charger to charge and maintain batteries which are wired in series using genius or gen chargers the battery system must equal out to 12v unless using the 24v mode on our larger chargers the batteries must equal 24v.
I have a 12 volt battery tender here.
There are many options available to purchase but i would stick with a marine option that is designed to be in wet environments.
Alternatively you must arrange that contacts b and c make first energising the relays before the charger is connected.
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The batteries look like this.
If your charger is small enough to be carried aboard your boat you can leave these cables in place since the charging procedure requires it.
Some 24v systems actually employ a series of linked 12v or 8v batteries.
In the examples below two 6v batteries in series 12v.
If your boat has a 24 volt battery system it probably has two 12 volt batteries that are wired together so that the negative post of the first battery connects to the positive post of the second battery.
It s a 24 volt system but it s actually two 12 volt batteries tied together.
With this system you must make certain that the 24v or 36v which will for an instant be applied to the 12v charger will not damage it.